Oxygen is a present day digital banking platform for the twenty first century economic system – the unfastened thinkers, rebels, and entrepreneurs. Oxygen is a financial era corporation, now not a bank. Banking Services supplied by The Bancorp Bank, Member FDIC
TraderJoes, Gas, Food transport, and more. Plus $1 lower back at your preferred coffee keep!
GROW amp; MANAGE SAVINGS
Boost your financial savings by rounding up the alternate; develop it with Annual Percentage Yields (APYs)³, as much as 20x the average national fee.⁴
RETAIL amp; TRAVEL BENEFITS
Retail blessings like cell smartphone insurance and prolonged assurance, journey perks like delayed and misplaced luggage, hotel theft, and car rental damage waiver safety. See beneath for top class blessings on SELECT ELEMENTS.
EASY amp; SECURE
Pay friends via the app, price loose financial institution transfers, pay payments, and access over forty,000 charge-free home ATMs⁵. Keep your money safe with card controls, card freezing, and digital playing cards.
No qualifications or expenses. No monthly prices or minimal stability
All general blessings, plus:
2% Cashback / Savings with a sturdy APY on balances of $20,000 or much less / three Savings Goals / 3 Virtual Cards
Qualification: 30 consecutive days qualified deposit ($1,500), spend ($500) plus a $19.99 Annual charge.⁶
All general advantages, plus:
four% Cashback / Savings with a strong APY on balances of $20,000 or much less / 10 Savings Goals / 15 Virtual Cards / 2 mo. Netflix repayment
Qualification: 30 consecutive days certified deposit ($3,000), spend ($1,000) plus a $49.Ninety nine Annual charge.⁶
All popular benefits, plus:
5% Cashback / Savings with a strong APY on balances of $20,000 or less/ Unlimited Savings Goals amp; Virtual Cards / 2 mo. Netflix amp; Peloton virtual reimbursement/ PriorityPass™ Membership plus five Annual Visits
Qualification: 30 consecutive days qualified deposit ($6,000), spend ($2,000) plus a $199.99 Annual charge.⁶
All general advantages, plus:
6% Cashback / Savings with a robust APY on balances of $20,000 or much less / Unlimited Savings Goals amp; Virtual Cards / 2 mo. Netflix amp; Peloton reimbursement/ PriorityPass™ Membership plus 10 Annual Visits / Global Entry Reimbursement.
Cashback on Ride Share, Gas amp; greater!
Virtual cards with spending controls
Business Savings Account⁷
Form an LLC from inside the app⁸
Banking Services furnished with the aid of The Bancorp Bank, Member FDIC. The Oxygen Visa® Debit Card and the Oxygen Visa® Business Debit Card is issued through The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. And can be used anywhere Visa debit playing cards are frequent.
¹ Cashback percentage varies by detail. Variable annual fee, deposit and spend necessities can also apply. Please talk to Cashback Terms amp; Conditions for complete details.
² 1.25% annual percentage yield (APY) applies to Fire Element best and with balances of $20,000 or much less. For balances over $20,000, APY levels from 1.25% to 0.21%. APYs present day as of nine/nine/21. Annual price applies, expenses may also lessen earnings. No minimal balance to open the account, however, month-to-month spend and deposit necessities follow. See oxygen.Us/apy for info.
³ Savings APY varies through Element. Variable annual expenses, deposit and spend requirements can also observe. No hobby paid on balances over $20,000. Please talk over with oxygen.Us/apy for info.
⁴ Based on the average Savings APY at Bankrate.Com
⁵ Out-of-Network and International fees apply. Third birthday party expenses may additionally apply.
⁶ Annual price assessed best as soon as if you hold to fulfill the deposit and spend qualifications
⁷ Refer to the Business Savings Account Agreement for full info
⁸ LLC formation is powered by using CorpNet, Inc. Fees for LLC advent fluctuate via country and offerings selected